Tuesday, 7 February 2017

Misery, thy name is Lettuce Rationing

According to the newspapers, Britain is in the grip of a shortage of lettuce. Actually there is no obvious shortage here in Edinburgh. I bought a lettuce in my local Sainsbury's yesterday, but perhaps we are exceptions. Everywhere else long queues are forming outside grocers, market stalls and vegetable shows, while shoppers are carrying string bags in their pockets just in case they happen to notice a lettuce in a shop window on the opposite side of the road.

The official story is that the shortage is due to bad weather. The weather here is pretty average for February in Scotland: rain, wind and freezing temperatures, just like the rest of the year. So I am led to wonder how much of the lettuce shortage is really due to the weather and how much is due to the European Onion's crazy ‘set aside’ policy, under which nice little earner farmers receive payments for not growing food.

Maybe this is what the future holds for other areas of economic activity. On the railways, for instance. The terms of the contract which Govia, aka Southern, holds with the Department of Transport pays them a fixed sum, whether they operate the trains or not. From their point of view, that’s the same as set aside, since they can stop operating trains and claim money for not operating them.

And then there's teaching. Thousands of people are being paid to run schools and teach children even though when they come out of school a third of children can't read and seven eighths can't add up.

It isn't because of the weather, or the leaves on the line, or sitting up after midnight buggering about with a mobile phone. They’re doing it on purpose.

Saturday, 4 February 2017

The sort of pension I want you to get

What do we want?
Free pensions equal to the average wage!
When do we want it?
At age 60!

Pensions are, briefly, in the news again. It is a pity that there are so many distractions to be seen and heard, because old age pensions are one of the most important provisions that a country can make for the people who live in it. One forgets that before the Old Age Pension Act of 1908, people too old or weak to work expected to find themselves in the work-house until the day they died. The workhouses, incidentally did not finally close until 1930. I often have the feeling that some of our sillier politicians pine for the chance to bring back the workhouse.
This week the Daily Mail reported that the Office if Budget Responsibility believes that the pensionable age might rise again, this time to seventy five years.
There seem to me to be three basic objections to that proposal.
Firstly, the present government, though it appears less like a sort of political Keystone Cops than its predecessor, tries to justify its every act of meanness by claiming that ‘austerity’ has made it necessary. You get the feeling that if the United States said they only invaded Iraq because of austerity, everybody in Britain would have accepted their excuse. Usually the government claim that ‘we are all living longer,’ and therefore they cannot pay pensions as generously as before. Nonetheless they continue to spend our money on nuclear weapons, a high speed railway from nowhere to Birmingham, sending advice to Civil Servants not to take cakes into the office and a high maintenance multitude of wastrel Royalty. And while all that goes on, pensioners in the United Kingdom are paid less than almost any other pensioners in western Europe. Sometimes I get really annoyed when the government tells me what I have to put up with instead of understanding that I put them where they are, I pay them, and if I don't want them to boss me around they should damn well stop it.
If you look at the numbers, you can see that this purported justification is false. We are not living longer. The age at which the oldest people die has not changed. Life expectancy has not changed in a hundred years. Life expectancy at birth has increased because babies no longer die in infancy and women no longer die in childbirth. But life expectancy at age 18 has scarcely increased at all, except for people stopping smoking and surviving cancer for longer than once they did. That’s important, because it is at the age of 18 that you start to save for your pension. The number of years during which you will pay pension contributions and the number of years for which you will live on your pension are about the same as ever.
Secondly, unemployment is massive and shows no sign of diminishing. Don't believe the old wives’ tales about unemployment falling or about employment increasing. Neither is true. The figures are more fiddled than Paganini's violin. The terrible fact is that unless things change a lot, and quickly, many people now in their twenties will reach the age of sixty five having never had a paid, full time job with proper wages. By the time they come to claim their old age pension they will have a derisory National Insurance contribution record.
Thirdly, many workers, certainly including me, are not going to be fit enough to continue working long past their sixty fifth birthday. With massive unemployment meaning that every job is filled immediately, often by a friend or relation of a manager, and with the Job Centres reduced to advertising vacancies which are wholly imaginary, many skilled workers will find themselves begging or, worse, scraping a living on Social Security.
I have no clear vision of what ought to happen — obviously it ought to involve giant corporations paying their taxes and government not wasting money on endless computer systems that don't work and wouldn't have made a blind bit of difference to anybody if they had — and nobody cares what I think anyway. I do propose a goal: a distant landmark, if you like, towards which we can all march on our bath chairs and walking sticks and zimmer frames, holding our banners as high as our arthritis allows. It is: Free pensions, paid at age 60, equal in value to the average wage of full time employed persons in the United Kingdom. The government can afford it, and don't let them tell you otherwise. They just don't want to.
If we know where we want to go, there is a small chance that eventually, and once the Revolution has overthrown the old order, we will get there.

17 February 2017. If you agree with me, please sign my on line E-Petition to Parliament about pension reform. You must be a British citizen or a UK resident to sign it. It's here: https://petition.parliament.uk/petitions/185661/sponsors/yOLF7ucjsGAChNvzYHq.

27 December 2017. It's been pointed out to me that the life expectancy statistics have another odd property that I had failed to notice. You cannot extrapolate from them.

Life expectancy at birth has increased because children no longer die in infancy. Although it has taken some time to stop children dying in infancy, the process is now complete. There are, to all intents and purposes, no more deaths in infancy to stop. There will be no further increase in life expectancy due to the end of infant mortality.

Likewise women of childbearing age do not die in childbirth any more. There are, therefore, no more deaths of women in childbirth to be stopped.

Deaths due to lung cancer are, in many cases, caused by smoking. An almost universal habit in the 1960s, smoking has pretty much dried up now. There are many fewer premature deaths from lung cancer, so only a small further fall in deaths from lung cancer is possible.

What does this mean for pensions? It means that although these three important causes of death have been pretty much eliminated, the corresponding increase in life expectancy cannot continue. This means that, even if you consider the rise in life expectancy since 1917, you cannot extrapolate from it to predict the life expectancy of an 18 year old worker born today. In other words there is no reason to suppose that the increases in life expectancy due to the elimination of death in infancy, death in childbirth and death due to smoking will continue. There is, in other words, no reason to expect life expectancy at age 18 to be much greater in sixty-five years' time than it is now. The government is telling untruths about life expectancy in an attempt to cut taxes for themselves and their toff chums.

3 May 2019. The State pension does not actually work by accruing your weekly contributions into an account in your name. Instead, as is widely known, today's State pensions are paid out of yesterday’s National Insurance contributions. That means that it would be possible to, say, double that part of the National Insurance contributions that pays for State pensions, thereby making the increased State pension more self-financing than would have been possible in a pension scheme based on savings accounts. Since National Insurance provides a substantially higher return on investment than the pension savings schemes offered by the Banks, nobody should have qualms about stopping their payments into the savings schemes offered by the Banks and putting that same money into increased National Insurance.

Which only leaves the question of why two apparently sane political parties agreed to pay a hopelessly inadequate State pension and hand a nice little earner to the Banks.

Friday, 27 January 2017

A small wager

Ladbroke’s have quoted me odds of 50/1 that Britain will still be a member of the European Union at 09.00 on Wednesday 27 January 2117. I intend to bet £Sc20 on it.

I have absolutely no idea at all who will collect the money, or how, should I have predicted events correctly. I shall still win my bet if Britain leaves the EU, turns around and goes back in again, but what I think more likely is that Teresa May will go to Brussels and bugger about for a few months and then announce that we have left the European Union, apart from still being in it.

I shall likely give the betting slip to charity unless my children promise faithfully to live for an unusually long time. You never can tell. With this wager as an incentive, one of them may go on to develop a remarkable drug.

In the last hundred years the price of a loaf of bread has increased by a factor of seventy two, from 5d. to £1·50 (see the web site ‘Back in My Day’) so the winnings will not make anyone rich.

Loaves of bread aside, I can’t find any prediction of inflation over the next century, so I can only estimate the value of the winnings based upon inflation over the last hundred years. That data, which comes from This Is Money, tells me that in 2117, £Sc1020 will be worth £64·48 and that in turn will be worth £Sc64 9s 6d if they reinstate real money.

Wednesday, 25 January 2017

Let's hear it for junk food

My favourite on line newspaper, the Daily Mail, reports that a nutritionist called Lily Soutter has analysed children's menus at five fast food chains.

Ms Soutter claims (here) that her "extensive knowledge of the science of food and health enables me to help you be the healthiest version of you," but sadly her findings are predictable. "Don't buy your children a cheeseburger or chips at Macdonald's," she nags, "and don't buy them fried breaded chicken and fries (chips) at Pizza Hut, and don't buy them a Kids' Burger at KFC." On and on it goes. Why can't a nutritionist write that chips are good for us, for once?

I have in my otherwise undistinguished life had three children, so I can at least claim to have had a little experience of trying to persuade them to eat. To misquote the great George Orwell, one who believes that the road to health and beauty is paved with uncooked vegetation may fancy dining on lettuce and carrots, but children don't, and I don't blame them. If you gave my children a lettuce or a carrot they would pick it up and ask "What is it?" even though they knew perfectly well. The whole point of a burger bar is to give children food that they want to eat, cheaply and in large quantities. The reason that the whole point of a burger bar is to give children food that they want to eat is that parents are constantly exhausted. We parents want to sit down and have ten minutes' peace and not have to wash up afterwards.

Does Ms Soutter imagine that parents take our children to a burger bar so as to show off our knowledge of dietetics? When I saunter into a burger bar, I invariably order filet mignon with a side order of moules marinières and alfalfa beans with a nice chianti. My children's needs are different. They go to burger bars expecting to play with their mobile phones, assail each other with any weapon within reach, yell, feed other customers' dogs, eat junk food and get grease and synthetic sugary orange juice all over themselves, just like they do at home. All children do. Ms Soutter is a sad, Canute like figure, ordering back the tide of delicious cheeseburgers, chips, pizzas and sweet fizzy drinks, with no success in the offing.

Monday, 23 January 2017

Hobson's Choice: the referendum in Surrey

The last regular blog that I kept of my political opinions is on a site, Toolbox.com, which no longer seems to offer a working blog server, so I am opening a second blog here. OhNoItIsnt exists to give me a platform where I can set down what I think of the news that interests me. I am under the illusion, as I suppose all bloggers have to be, that what I think is of interest to other people. We shall see whether the effort is worth while.

29 January 2017: To my astonishment I have found an archive of the first blog I ever wrote, which I kept between about 1996 and 1998, which makes it one of the first blogs ever. Indeed, according to Wikipedia's History of Blogging, the word blog was first used in 1997.

After that, I kept a blog in Toolbox.com, which has suffered from so many technical problems that I have had to abandon it and take up residence here.

Hobson's Choice: The referendum in Surrey

According to my favourite newspaper, The Daily Mail, (here), Surrey county council is planning a local referendum on whether to raise council tax by 15% in order to finance social care.

Now, if you want to be irritated, if you want to be annoyed, if you want to be made so angry that your blood boils, steam comes out of your ears and someone has to phone the men in white coats, then take advantage of the couple of weeks each year when you are allowed to inspect all the receipts for all the money that the council has spent in the financial year. In Edinburgh, the sorts of payment that anger the tax payers are, above all, Edinburgh Festival. Then, I suppose, come the trams: I happen to be in favour of the trams but they're controversial, so they shall go into my referendum notwithstanding. But, and to many who live here this will come as a surprise, Edinburgh is not the only local authority that has wasted a lot of money. A few minutes spent on Google suggests that Surrey has acquitted itself handsomely of its share of waste. Indeed, Surrey has been singled out for criticism by the fascist demagogues of the Taxpayers' Alliance on several occasions.

Within the past couple of years, Surrey Police entered into a contract for an IT system that doesn't work and another contract, for administration, that also came to nothing. Surrey's refuse collection has recently wasted a huge amount on a contract with a private contractor, and Surrey has also wasted hundreds of thousands on a "core strategy," whatever that is. Those, and £6,000 spent on jewellery for the Mayor of Reigate, are the things that should be decided by referendum.

Social care is, of course, a legal obligation on the council. A council has to provide social care whether it likes it or not, so there is little point having a referendum on the subject. What social care probably needs is an audit, to make sure that the social care money is being spent on caring for people, and not on managers. But core strategies are not indispensable, and neither are baubles with which to decorate the Mayor, so let's vote on them and their likes first.

7 February 2017: Today Surrey county council abandoned its plans for a fifteen per cent increase in council tax. They have decided to raise it by just under 5%. This change, while doubtless welcomed by everybody in Surrey except those who need social care and aren't going to get any, doesn't really do anything about the underlying issue, which is that Surrey county council spends money on things which don't appear important.